Kendra,
Its possible the ladies are working for both agency and themselves. But, I don't mean this in an offensive way...some of the ladies working for agencies have no clue how to answer the phone and conduct business in a way that won't hurt their business or get them into trouble.
I know of an agency owner here in town who is male, but posts ads saying his girls are indie's with an answering service. lol Really? How stupid does he think people are? He has NO clue how to run an agency, he does the good ol' bait and switch, and I know for a fact that 4 of the ladies he runs ads for do NOT work for him. Its guys like him who make it that much harder for others.
Hell, I'd open my own agency, but I don't need the headaches.
SR......you're too kind. Look me up if you ever get to Omaha or keep a look out for me, I love to travel.